Over 50 Life Insurance

Basically with Over 50 Life Insurance plans they don’t ask you any health questions, some don’t even ask if you smoke or not. As a result if you make an application for one of these plans you are guaranteed to be accepted whatever your state of health. If you are healthy and willing to answer a few questions about your health then you could get much more cover for the same monthly premium. This kind of life insurance is called Term Life Insurance. If you are not in the best of health or have a significant pre-existing health condition then a policy with Guaranteed Acceptance may be your best option for Life Cover.

Our comparison table below shows a comparison of product features for all of the big Over 50 Life Insurance providers in the UK.  There are other smaller providers but these are the big names that the vast majority of people buying Over 50 Life Insurance in the UK buy from.  We've highlighted the key product features in the table and explain what each of these means in our Guide to Buying Over 50 Life Insurance and our Guide to Comparing Over 50 Life Insurance Products Features British Seniors Legal & General Post Office Royal London SunLife Age range 50 - 80 50 - 80 50 - 80 50 - 80 50 - 85 Premiums start from £3.72 £5.00 £7.00 £3.95 £3.70 Full cover after 2 Years 1 Year 1 Year 1 Year 1 Year Payout if die before full cover Premiums Paid Premiums Paid 1.5 x Premiums Paid [...]