Over 50 Life Insurance

/Over 50 Life Insurance

Welcome to our Over 50 Life Insurance blog articles

If you are looking for review, guides and comparisons to show you which are the best Over 50 Life Insurance policies and providers in the UK then you have come to the right place.  Below is a collection of all of our recent Blog posts on Over 50 Life Insurance.

People typically use Over 50 Life Insurance as a way of making sure that their funeral costs are covered when the time comes to avoid leaving their family with big bills to pay.

If you want to learn about Over 50 Life Insurance then start by reading our Guide.  Once you know the basics about these plans then we suggest you check out our comparison page and if you want to know which provider is giving the best free gift right now then check our gift comparison.

Check out our full list of articles below.

10 06, 2019

Royal London Over 50 Life Insurance Review

By |2019-06-10T19:40:13+00:00June 10th, 2019|Over 50 Life Insurance|Comments Off on Royal London Over 50 Life Insurance Review

Royal London Review Key comparison points The biggest - Royal London are the biggest mutual life insurer in the UK Low premiums - start at £3.95 per month Unique protected payout - you can stop paying once you've paid for half your payment term and still be covered Cover capped - maximum £10,000 cover Quick cover - you are covered after just 12 payments Better prices - Non-smokers get better rates than those that smoke Great gift - £100 gift but after you have made six payments Stop paying - payments automatically stop on the anniversary of your policy after your 90th birthday Reduce cover - you can reduce your premiums if you ever find them too expensive £300 Funeral Benefit Option Our Opinion The Royal London Over 50 Life policy has some of the best product features around and is competitively [...]

9 06, 2019

Guide to Over 50 Life Insurance

By |2019-06-10T19:41:48+00:00June 9th, 2019|Guides, Over 50 Life Insurance|Comments Off on Guide to Over 50 Life Insurance

Guide To Life Insurance Once Your Over 50 Why do I need Life Insurance ? Life Insurance is a way of leaving your loved ones some money should you die unexpectedly. It is an insurance policy and you usually only get money when you die. That means the money this kind of policy pays out usually goes to your family rather than you It is really important to think about how your family would manage without you and without your income.  Would they be able to afford to pay the bills ? What are the different types of Life Insurance ? Term Life Insurance This is a policy where you decided how many years you want to be insured for ('the Term of the policy') at the start. You will normally be asked a number of health and lifestyle questions, you may (not always) be asked to attend a medical, [...]

5 06, 2019

SunLife Over 50 Life Insurance Review

By |2019-06-10T19:33:40+00:00June 5th, 2019|Over 50 Life Insurance|Comments Off on SunLife Over 50 Life Insurance Review

SunLife Review Key comparison points The biggest - SunLife sell more Over 50 Plans than any other provider in the UK The most affordable - at £3.70 SunLife have the lowest starting premium High cover levels - their maximum level of Over 50 Life Cover is £18,000 most providers only offer £10,000 Quick cover - you are covered after just 12 payments No medical questions - they give smokers and non-smokers the same cover for the same price Great gift - £100 gift after you have made three payments Stop paying earlier - option to stop paying after a set number of years Long grace period - you can stop paying for up to six months and still reinstate your cover Reduce cover - you can reduce your premiums if you ever find them too expensive £300 Funeral Benefit Option Our [...]

27 05, 2019

Best Over 50 Life Insurance With Free Gift

By |2019-06-06T18:53:35+00:00May 27th, 2019|Guides, Over 50 Life Insurance|Comments Off on Best Over 50 Life Insurance With Free Gift

Here we review all of the major UK providers of Over 50 Life Insurance to see which gives the best free gift.  Whilst we wouldn't suggest that you select your life insurance policy based solely on the free gift it is worth knowing where the best gifts are available.  Below is a simple comparison showing their free gift and when their offers expire.  We also show you what to watch out for in their terms and conditions as some make claiming your gift a lot harder than others - be warned. If you want to compare the product features and prices then check out our comparison service. £100 Free Gift - No Expiry Date SunLife is by far the most well known Over 50 Life Insurance brand and for good reason, it current sells more Over 50 Plans than all of the competition put [...]

7 05, 2019

Compare Over 50s Life Insurance Plans

By |2019-06-10T20:53:06+00:00May 7th, 2019|Guides, Over 50 Life Insurance|Comments Off on Compare Over 50s Life Insurance Plans

Compare Over 50 Life Insurance Key checklist points Only buy policy with a big brand insurer, if you’ve never heard of them then don’t buy from them Ask for non-smoker cover if you are a non-smoker, it will likely be much better priced. If you’re a smoker then you may be better off going to an insurer where they don’t ask if you smoke.  Check out our comparison page to see which providers give preferential rates for non-smokers and which don't. Make sure that your payments stop after your 90 if you think you are going to one of the 1 in every 100 that reach 90.  If you don't think you will reach 90 years old then it may not matter so much to you. Make sure you compare levels of cover and premiums – shop around but don’t just choose on price as often the [...]